Answer eight quick questions or upload a statement. CardFit estimates a year of value under current RBC personal card terms, and nothing leaves your browser.
RBC Cash Back Mastercard
Cash back No annual fee
2% cash back on groceries
0.5% cash back on everything else
Pick a monthly range for groceries, dining, getting around, travel, and bills. Ranges are fine; you can type exact amounts later.
No annual fee, a ceiling, or only when a card still comes out ahead after its fee. Add a credit score if you like.
One best match with the dollars behind it, the runners-up, and the published terms every number came from.
Load a sample profile and look at a finished result first. Every sample is fictional, and you can change any number afterwards.
Your numbers and any CSV you upload live in this tab only. Close it and they are gone.
Fees, rates, and caps were checked against RBC's pages on 2026-10-01, including the October 1, 2026 cash-back changes.
Not affiliated with RBC. Value depends on your spending and how you redeem; approval is always the issuer's call.